Analysts have been working to figure out which banks could be pressed to boost capital levels under US regulators' stress tests.
Results of the stress test are expected to be released to banks on Tuesday and publicly on Thursday.
Citigroup is talking to regulators about whether it needs more capital, according to people familiar with the matter. The Wall Street Journal has reported that Bank of America is also talking to regulators about its capital levels and could have to raise billions of dollars. Analysts at Oppenheimer & Co estimated on April 22 that Regions Financial may need more capital.
Fox-Pitt Kelton analysts said on Friday that SunTrust Banks Inc and PNC Financial Services Group may need more capital under stress scenarios. To the extent any banks need more capital, the government is likely to inject it with securities that can convert into common stock, allowing the government to dilute shareholders only when necessary, the analysts said.
The following is a list of banks seen as most likely to be undergoing a government stress test.
Information is as of March 31, unless otherwise noted. All figures are in US dollars.
Bank of America Corp Assets: $2.32 trillion Shareholders' equity: $239.5 billion. Non-performing assets: $30.41 billion. Reserves: $29.05 billion.. Tier 1 capital ratio: 10.1%. Year to date share performance: down 38.2%.
JPMorgan Chase & Co Assets: $2.08 trillion Shareholders' equity: $170.2 billion. Non-performing assets: $14.65 billion. Reserves $28.02 billion. Tier 1 capital ratio 11.3%. Year to date share performance: up 3.0%..
Citigroup Inc Assets: $1.82 trillion Shareholders' equity: $143.9 billion. Non-performing assets: $27.4 billion. Reserves: $32.65 billion. Tier 1 capital ratio: 11.8%. Year to date share performance: down 55.7%.
Wells Fargo & Co Assets: $1.29 trillion Shareholders' equity: $100.3 billion. Non-performing assets: $12.6 billion. Reserves: $22.85 billion. Tier 1 capital ratio: 8.3%. Year to date share performance: down 33.5%.
Goldman Sachs (information as of March 27) Assets: $925 billion. Shareholders' equity: $63.55 billion. Non-performing assets: N/A. Reserves: N/A. Tier 1 capital ratio: 13.7%. Year to date share performance: up 50.6%.
Morgan Stanley Assets: $1.13 trillion Shareholders' equity: $33.98 billion. Non-performing assets: N/A.. Reserves: N/A. Tier 1 capital ratio: N/A. Year to date share performance: up 60.97%.
Metlife Inc Assets: $491.41 billion. Shareholders' equity: $23.11 billion. Non-performing assets: N/A. Reserves: N/A. Tier 1 capital ratio: N/A. Year to date share performance: down 21.3%.
PNC Financial Services Group Inc Assets: $286.4 billion. Shareholders' equity: $26.5 billion. Non-performing assets: $3.5 billion. Reserves: $4.3 billion. Tier 1 capital ratio: 10.2%. Year to date share performance: down 22.8%.
US Bancorp Assets: $264 billion. Shareholders' equity: $27.2 billion. Non-performing assets: $3.4 billion. Reserves: $4.1 billion. Tier 1 capital ratio: 10.9%. Year to date share performance: down 28.2%.
Bank Of New York Mellon Corp Assets: $203.4 billion. Shareholders equity: $28.24 billion. Non-performing assets: $421 million. Reserves: $559 million. Year to date share performance: down 8.6%.
GMAC LLC (information as of December 31) Assets: $189.5 billion. Shareholders' equity $21.9 billion. Non-performing assets $7.9 billion. Reserves $3.4 billion. Year to date share performance N/A.
SunTrust Banks Inc Assets: $179.1 billion. Shareholders' equity: $21.6 billion. Non-performing assets: $5.2 billion. Reserves: $2.735 billion. Tier 1 capital ratio: 11.0%. Year to date share performance: down 53.2%.
Capital One Financial Corp Assets: $177.36 billion. Shareholders' equity: $26.74 billion.. Non-performing assets: $848.45 million. Reserves: $4.65 billion. Tier 1 capital ratio: 11.4%. Year to date share performance: down 45.6%.
BB&T Corp Assets: $143.4 billion. Shareholders' equity: $16.18 billion. Non-performing assets: $2.75 billion. Reserves: $1.87 billion. Tier 1 capital ratio: 12.1%. Year to date share performance: down 17.0%.
State Street Corp Assets: $142.1 billion. Shareholders' equity: $13.9 billion. Non-performing assets: N/A. Reserves: $94 million. Tier 1 capital ratio: 19.1%. Year to date share performance: down 12.7%.
Regions Financial Corp Assets: $141.98 billion. Shareholders' equity: $16.82 billion. Non-performing assets: $2.33 billion. Reserves: $1.94 billion. Tier 1 capital ratio: 10.37%. Year to date share performance: down 44.8%.
American Express Assets: $121.2 billion. Shareholders' equity: $15.8 billion. Non-performing assets: N/A. Reserves: N/A. Tier 1 capital ratio: 10%. Year to date share performance: up 30.9%.
Fifth Third Bancorp Assets: $118.68 billion. Shareholders' equity: $12.1 billion. Non-performing assets: $2.65 billion. Reserves: $3.3 billion. Tier 1 capital ratio: 10.9%. Year to date share performance: down 53.4%.
Keycorp Assets: $97.8 billion. Shareholders' equity: $10.35 billion. Non-performing assets: $2 billion. Reserves: $2.2 billion. Tier 1 Capital Ratio: 11.16%. Year to date share performance: down 30.98%.
Reuters









