Banking

ABCs of banking by smartphone

Lesley Parker Consumers like the idea of smartphone transactions but are wary of putting their banking in the hands of telcos, writes Lesley Parker.

Internet banking - keep it safe and secure

The growing use of mobile phones for activities such as internet banking means it's more important than ever to protect your privacy and security.

Invest in your own interest

John Collett Term deposit interest rates have been on the slide for the past six months on expectations of lower interest rates.

How to account for school fees

School fees.

Sue Hoban Paying for children’s education can be a costly business but options are available for parents who want to ensure they get a head start.

Lock in your reduction

Nicole Pedersen-McKinnon

Nicole Pedersen-McKinnon With interest rates falling, a little forward planning can make a big difference to your mortgage.

Volatility is a turn-off and term deposits look sexy

Marcus Padley Bull market, bear market, bull market, bear market. Contrary to some of the more glamorous marketing, volatility is not an opportunity for investors, it's a turn-off.

Win for retirees, savers if banks don't pass on rate fall

retirement

Michael Evans Retirees stand to benefit if banks do not pass on the interest rate cut to mortgagees.

Sting in the tail for savers

Nicole Pedersen-McKinnon

Nicole Pederson-McKinnon Falling interest rates are affecting bank deposit rates, so shop around for the best deals.

More people saving

More than three-quarters of Australians are saving regularly, the highest level in almost a decade, according to an ANZ survey.

Dreaming of a tight Christmas

Tips for a cheap Christmas.

Larissa Ham If the thought of cash registers ringing makes you feel a little queasy, we've got the solution for you - our no nonsense guide to enjoying a thrifty Christmas.

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Better deals sparking interest

Housing

Bina Brown With cuts to mortgage rates, it could be a good time to refinance, but be sure to weigh your options.

Aim carefully for the top rates

Illo for sat money from roccoSMH MONEY Illo for sat money by Rocco Fazzari. shoot.jpg

John Kavanagh Australians are about to have their love affair with savings accounts put to the test. Banks and other deposit takers have enjoyed such strong flows into at-call accounts and term deposits that they...

All taken into account

penny pryor

Penny Pryor AS THE sharemarket continues to see-saw and your costs appear to be going up and up, it might seem as if your finances are spiralling out of your control.

End of deposit chase hits rates

Fat bloated piggy bank

Eric Johnston A sluggish outlook for lending has caused pricing across a string of savings accounts to fall away as banks cease to chase deposits.

Tax break too complex: banks

Close inspection: Banks say it's all in the detail.

Clancy Yeates Banks are complaining that a tax break for bank deposits is too complex and unlikely to trigger a meaningful change in saving habits.

Unclaimed funds top $636 million

Australian dollar

Who says we are a money-obsessed society? Millions of dollars sit idle in unclaimed accounts, ASIC says.

How on earth can we save?

Fat bloated piggy bank with money in his slot.

George Cochrane Our earnings aren't bad - $9000 a month, jointly - but we can't seem to save.

Possible to save too much: RBA

It is possible for households to save too much money, although that's not the situation in Australia at the moment, according to a reserve bank official.

Guarantee is in the bank

Term deposit.

John Kavanagh Bankers and investment advisers are saying it is business as usual after the Treasurer announced changes to the Financial Claims Scheme, which protects deposits.

Term deposit rates falling

Squirrel.

John Kavanagh In the past few weeks term deposit rates have dropped by about 0.3 of a percentage point.